Roofers
Specialty markets for high-risk roofing operations, including hot work.
Built for contractors & construction businesses
Get the Right Contractor Insurance Quote — Fast
Clustik helps contractors, roofers, builders, remodelers, and business owners compare coverage options and move quickly when proof of insurance is required.
- General Liability, Workers Comp, Commercial Auto & more
- Built for contractors and construction businesses
- Fast quote review by licensed insurance specialists
- Support for certificates, endorsements, and policy changes
InsuranceRequest your quote
Step 1 of 5 · ~2 minutes · No payment required
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Who we insure
Built for the trades that build America
Contractors, roofers, builders, remodelers and business owners — we know your classes and your carriers.
Builders & framers
GL, Builders Risk and Workers Comp for ground-up residential and light commercial.
Remodelers
Renovation, interior finish and trade contractors working in occupied homes.
Business owners
COIs, additional insureds and renewals handled so you can keep bidding work.
Coverage we shop
Commercial insurance built for contractors
The policies that protect 90% of contracting businesses — quoted across multiple carriers.
General Liability
Bodily injury, property damage, and legal liability — required by most contractors.
Workers Compensation
Covers employees injured on the job. Mandatory in most states.
Commercial Auto
Coverage for trucks, vans, and work vehicles, including hired and non-owned auto.
Umbrella
Additional limits on top of GL, WC, and Auto — critical for larger contractors.
Builders Risk
Protects structures during construction and remodeling projects.
Contractor / Trade Policies
Roofing, electrical, plumbing, HVAC, and specialty trade programs.
Why contractors choose Clustik
A broker that works the way you do
Direct access to specialists, fast quotes, and carriers that actually want contractor business.
Fast turnaround
Most quotes reviewed within one business day. Same-day binding when carriers allow.
Licensed specialists
Real people who understand contractor classes, NAICS codes, and carrier appetite.
Multiple carrier options
We shop admitted and specialty carriers — including programs for high-risk trades like roofing.
COIs and endorsements done right
Additional insured, waiver of subrogation, certificate holders — handled by people who do this every day.
How the process works
From intake to bound coverage in days, not weeks
01
Tell us about your work
Share business basics and what coverage you need. Takes about 2 minutes.
02
We match carriers
Our specialists shop multiple admitted and specialty carriers built for contractors.
03
Review and bind
Compare options, ask questions, then bind coverage and get your certificate.
Coverage use cases
The situations we solve every day
Compare coverage options side by side — with a specialist who knows contractor risk.
Need a COI today to start a job
Job won't release payment without proof of insurance? We help you bind and issue certificates quickly.
Adding an additional insured
GC or property owner needs to be listed? We handle additional insured and waiver of subrogation endorsements.
Renewal coming up
Premium going up? Let us shop your renewal across multiple carriers built for your trade.
Starting a new contracting business
First policy? We'll guide you through GL, WC, and Auto requirements for your state and class code.
Trust & compliance
Working with a broker you can verify
Licensed & compliant
Licensed insurance professionals working with admitted and specialty carriers.
Your data is protected
We never sell your information. Submitted data is used only to prepare your quote.
Multi-state support
Coverage available across the United States with state-specific WC and auto support.
FAQ
Frequently asked questions
Most contractors carry General Liability and Workers Compensation as a baseline. Commercial Auto is needed for company vehicles, and an Umbrella policy adds excess limits. Builders Risk covers active construction projects. We help you match the right combination to your trade and state.